Higher Power Enterprises provides structured microloans to women and rural entrepreneurs in Tanzania, helping transform small survival activities into sustainable businesses.

Contact Info
Location

Sambarai, Moshi, Tanzania

Empowering women through disciplined microcredit.

Higher Power Enterprises provides structured microloans to women and rural entrepreneurs in Tanzania — transforming survival activities into sustainable businesses.

HPE farming support

Empowering Women. Strengthening Communities.

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Our Programs

Programs designed to
create lasting change

Women Empowerment

Structured microloans for women-run small businesses, building financial discipline and economic independence.

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Transport

Asset-based loans for Guta three-wheelers and Boda Boda motorcycles that connect villages to markets.

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Rent Guta Support

Supporting entrepreneurs with Guta rental financing to expand their market reach and transport capacity.

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Community Business

Village-level group lending with community leaders ensuring accountability, transparency, and shared growth.

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Rooted in community.
Built on trust.

HPE was established by Curtis B Cline and led on the ground by President Madam Teddy Chuwa — a woman who grew up in Sambarai Village and knows firsthand what economic exclusion looks like. Together, they built a lending model that puts discipline, transparency, and community accountability at the centre of everything.

Meet Our Team

Women-led

Groups that save and
borrow together

Real needs

Financing for Guta
and bikes

Field support

Training and visits
from our team

Repayment

A proven record
of trust

Our Lending Model

Disciplined capital. Real results.

HPE is not a full-service bank. Our focus is providing small business loans that supply operating capital for women and asset-based loans for transport operators.

The first loan begins at 100,000 TZS at 6% interest for 90 days — intentionally small to shift participants from a survival mindset to a business-focused one. Interest collected is reinvested into new groups.

View our program
Rural farming in Tanzania

Support our mission — make a donation today

All donations go directly to funding new women's lending groups, expanding our reach across rural Tanzania.

In the USA make checks payable to

HPE Foundation

c/o Curtis Cline
424 North 8th Street
Sterling, Kansas 67579

100% Secure donation